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          <div class="excerpt">Now that the Paycheck Protection Program PPP has finally begun we have seen many changes&hellip;</div><div class="grav-wrap"><a href="https://www.appliedpayrollsolutions.com/author/martin-nowlin/"><img width="70" height="70" src="https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-100x100.jpg" class="avatar avatar-70 photo skip-lazy" alt="Martin Nowlin" decoding="async" srcset="https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-100x100.jpg 100w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-150x150.jpg 150w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-300x300.jpg 300w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-768x768.jpg 768w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-140x140.jpg 140w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-500x500.jpg 500w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-350x350.jpg 350w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-800x800.jpg 800w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_-600x600.jpg 600w, https://www.appliedpayrollsolutions.com/wp-content/uploads/2019/07/Martin_.jpg 1000w" sizes="(max-width: 70px) 100vw, 70px" /></a><div class="text"><a href="https://www.appliedpayrollsolutions.com/author/martin-nowlin/" rel="author">Martin Nowlin</a><span>April 8, 2020</span></div></div>        </div>
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